Travel Insurance

“MOFS are able to offer you a 24 hour on-line travel insurance quotation and policy arrangement facility”.

You must be able to confirm the points detailed below before obtaining a quotation:

 I have read the Terms and Conditions referred to in Point 1 below.
 I understand the role of MOFS in this transaction and that I have the right to request details of MOFS commission earnings for a policy purchased via this online travel insurance quotation system.
 I have read the Medical Declaration referred to in point 4 below.
As you will be purchasing your policy online, if you are unhappy with the product or the service you receive, you can also use the European Commission’s Online Dispute Resolution service to make a complaint at The purpose of this platform is to identify a suitable Alternative Dispute Resolution (ADR) provider, we expect that this will be the Financial Ombudsman Service. The ADR will not affect your statutory rights in relation to Insurance Mediation but you need to be aware that that the Financial Ombudsman Service will only be able to consider your complaint after either we or your insurer has had the opportunity to consider and resolve the matter on your behalf. Please refer to our TOBA by Clicking Here and refer to the Section headed “Complaints” for guidance on how to make a complaint.

I acknowledge this statement.


You can obtain a quotation and issue your policy document by using the link above. Before proceeding to obtain your quotation you must confirm the following:

  1. By clicking on the link to obtain travel insurance quotation you will be acknowledging that you have read in full our Terms of Business Agreement and have accepted the Terms and Conditions of that agreement.
  2. When buying travel insurance from MOFS, we must advise you that under law of agency, during this transaction MOFS will be acting as an agent of the insurer, DTW 1991 Underwriting Limited. On a regular basis, we survey the market to ensure that the insurance protection provided by DTW 1991 Underwriting Limited remains suitable for our clients and provides wide cover at a reasonable cost. When providing a quotation, we will only provide you with a quotation from DTW 1991 Underwriting Limited. We must also bring to your attention that at any time, should you require details of the extent of our commission earnings in relation to an insurance policy that you purchase via this website we are happy to provide this information to you. We will also remind you at the renewal of the policy of your continuing right to request this information. In the event that you do require details of our commission earnings please click on the link provided.
  3. When you pay the premium to either the Insurer or MOFS, the transaction is subject to risk transfer, which means that any credit risk is borne by your Insurer.
  4. If you or any person who is to be insured under this policy or any person on whom the trip depends needs to make disclosure of a known medical condition, you need to refer to the Medical Referrals requirements. To establish whether or not a declaration needs to be made, Click here to view the type of condition that you need to disclose. In the event that you do need to notify medical conditions you should contact the Medical Referrals Helpline on 01689 892 246 to obtain a medical form number prior to proceeding any further.

If you are in any doubt as to whether you need to disclose a medical condition or you have any problems using the quotation facility, you should contact MOFS on 0151 255 2600 or e-mail

Failure to disclose a medical condition or other fact that could affect the acceptance of this policy could result in the Insurer avoiding the payment of a claim or possibly avoiding the policy in extreme circumstances.