medical declaration
Have you or any person to be insured on this policy or anyone on whom the trip depends, such as a non-travelling close relative or business colleague, suffered from or received any form of medical advice or treatment or medication for:
- Any heart-related condition (including Angina)
- Blood circulatory disorder (cardio vascular condition), stroke within the last 5 years
- Hypertension or diabetic condition within the last year?
- Any breathing condition (including asthma, bronchitis, COPD, COAD) within the last 5 years?
- Had treatment or hospital consultation for any cancerous condition in the last 5 years?
- Been referred to or seen by a hospital doctor or surgeon, or needed in-patient treatment in hospital at any time in the past 12 months?
- Have any medical conditions for which any person to be insured is on a hospital or specialist’s waiting list for inpatient or outpatient treatment or investigation
- Been diagnosed with a renal condition (kidney)
- Been diagnosed with a terminal illness
If you answer 'yes' to any of the questions above or are unsure, then please contact our medical referral line on 0845 070 3593 to find out if the medical condition(s) can be covered under this insurance and if any terms and/or conditions will apply.
You or any person to be insured on this policy will automatically be accepted for cover, Provided that you or any person to be insured, do not have more than one of the following conditions and have no other pre-existing medical condition(s):
- Asthma, as long as:
- There has been no hospital admission within the last 12 months
- It is controlled by no more than 2 medications (No nebulisers and no home oxygen)
- Been a non-smoker for at least 12 months
- Are able to walk at least 200 yards on the flat without becoming short of breath
- Diabetes Mellitus (Type 2, non insulin dependent diabetes mellitus only), as long as
- It is controlled by diet alone or by no more than 1 medication (no insulin)
- There has never been any hospital admission or diabetic complication
- Have been a non-smoker for at least 18 months
If you do not disclose the medical condition(s), other then where you can agree the declaration about Asthma or Type 2 Diabetes, then there will be no cover for payment of any claims under this policy, relating directly or indirectly to any pre-existing medical conditions.
